CoastalRisk Wave
For Real Estate Developers & Investors

Know your coastal exposure
before you commit capital.

CoastalRisk delivers property-level coastal risk assessments — FEMA classification, sea level rise projections, storm surge exposure, and historical flood data — in one clear, defensible report. Built for development teams who can't afford surprises.

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The landscape is shifting
Coastal risk is no longer a footnote.

Three forces are reshaping the economics of coastal real estate. Developers who understand their exposure early move faster and underwrite smarter.

$40B+
Annual global coastal flood losses
That figure is growing. Coastal flooding is the most economically destructive natural hazard in the United States, with losses accelerating as sea levels rise and storm intensities increase.
131%
Average NFIP premium increase in high-risk zones
FEMA's Risk Rating 2.0 moved flood insurance premiums toward actuarial reality. For Zone VE and AE properties, annual premiums are rising sharply — and are expected to continue increasing with no cap for new policies.
12+
Major insurers withdrawing from coastal markets
State Farm, Allstate, Farmers, and others have reduced or eliminated coastal exposure in Florida, California, and Louisiana. Private market availability is contracting precisely where development interest is highest.
Sample reports
Three coasts. Three risk profiles.

Every CoastalRisk report is prepared for a specific parcel using current USGS, NOAA, and FEMA data. Below are representative examples across the US coastline.

East Coast · South Carolina
2216 Atlantic Ave
Sullivan's Island, SC 29482
Overall Risk Very High
FEMA Flood Zone Zone VE
Base Flood Elevation 16 ft NAVD88
Local SLR Rate 3.73 mm/yr
Cat 3 Surge Depth ~10–12 ft
NFIP Claims (zip 29482) 847 · $38.4M paid
Coastal Setting Barrier Island
View Full Sample Report →
Live report — all 9 sections included
Gulf Coast · Florida
1000 Estero Blvd
Fort Myers Beach, FL 33931
Overall Risk Very High
FEMA Flood Zone Zone VE
Base Flood Elevation 14 ft NAVD88
Local SLR Rate 2.38 mm/yr
Cat 4 Surge (Ian 2022) 12–18 ft observed
NFIP Claims (zip 33931) 2,847 · $312.4M paid
Coastal Setting Gulf Barrier Island
View Full Sample Report →
Live report — all 9 sections included
West Coast · California
22000 Pacific Coast Hwy
Malibu, CA 90265
Overall Risk High
FEMA Flood Zone Zone AE
Base Flood Elevation 12 ft NAVD88
Local SLR Rate 1.54 mm/yr
Primary Risk Driver El Niño surge & erosion
Insurance Market State Farm & Allstate withdrawn
Coastal Setting Beachfront / Pacific
View Full Sample Report →
Live report — all 9 sections included
Report structure
Nine sections. One cohesive data synthesis.

Each report synthesizes data from USGS, NOAA, FEMA, and OpenFEMA into a single document with clear findings, visual data, and property-specific recommendations.

01
Executive Summary
Key risk indicators at a glance and a professional narrative of overall exposure — built for decision-makers and lender packages.
02
Location & Coastal Context
Property coordinates, distance to shoreline, coastal region description, and geomorphic setting.
03
FEMA Flood Zone Classification
Zone, Base Flood Elevation, SFHA status, mandatory insurance requirements, and CRS discount rating.
04
Sea Level Rise Projections
Observed local rate from NOAA tide gauge, Low/Intermediate/High NOAA scenarios through 2100, and satellite imagery overlays for 2030, 2055, and 2075.
05
Storm Surge Exposure
NOAA SLOSH MOM surge depth estimates for Category 1–5 hurricanes with visual simulations and property-specific analysis.
06
Coastal Vulnerability Factors
All six USGS CVI variables — erosion rate, sea level change, tidal range, wave height, coastal slope, and geomorphology — with interpretive notes.
07
Historical Flood Record
NFIP claims count and total payouts by zip code, named storm events with damage figures, and NOAA high tide flooding trends.
08
Insurance & Regulatory Implications
Insurance requirements, premium estimates under Risk Rating 2.0, private market outlook, and state-specific disclosure obligations.
09
Mitigation Recommendations
Property-specific, prioritized recommendations covering elevation, flood-proofing, insurance strategy, and regulatory compliance.
The process
Simple. Fast. Thorough.

No platforms to navigate, no subscriptions. You send us a property address — we send back a complete report.

1
Send us the property address
Email us at [email protected] with the property address and any specific concerns or context. Rush turnarounds are available on request.
2
We research and write the report
Our team pulls current USGS, NOAA, and FEMA data for the specific parcel, generates custom flood and sea level rise imagery, and writes a property-specific analysis.
3
Report delivered within 48 hours
You receive a complete 9-section web report. Private, confidential, and ready to share with your development team or lender.
Pricing
Straightforward. No subscriptions.

One flat fee per property. No subscription, no hidden costs.

Single Property Report

Coastal Risk Intelligence Report

A detailed synthesis of publicly available coastal risk data — FEMA, NOAA, USGS, and OpenFEMA — specific to your property, delivered in 48 hours.

$ 499 per property

One-time fee · No subscription · Invoice available

✓All 9 report sections — drawing from FEMA, NOAA, USGS, and OpenFEMA data
✓Custom sea level rise satellite imagery (2030, 2055, 2075)
✓NOAA SLOSH storm surge maps — Category 1–5
✓Real NFIP claims data and named storm history
✓Property-specific mitigation recommendations
✓Delivered as a web report for use in due diligence and lender conversations
✓48-hour turnaround · Private & confidential
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Ready to see your risk clearly?

Send us the property address and we'll confirm availability, turnaround, and any specific data questions within 24 hours.

✉ [email protected]

We respond within 24 hours · All reports private and confidential